In an attempt to help first time buyers and boost home ownership, numerous policy changes since 2015 have made it clear that the government is targeting the buy-to-let market and the purchase of second homes.

The recent rise in the Bank of England?s base rate from 0.25% to 0.5% had been widely predicted. Some lenders had already raised their rates before the announcement, and others swiftly followed suit.

Recent data from the Bank of England's Credit Conditions Review on Q4 of 2016 noted a return to "greater credit availability for borrowers with LTV ratios above 75%."

The UK's ageing population is increasingly turning to equity release mortgages to help ease its financial pressures.

The establishment of a parking right can have a significant impact on the value of the land affected. A recent Scottish case has highlighted the nuances of parking law, reiterating its complexities and the need for care and consideration, especially when purchasing or remortgaging land in Scotland.