Buy-to-let considerations
Posted by: Titlesolv
In an attempt to help first time buyers and boost home ownership, numerous policy changes since 2015 have made it clear that the government is targeting the buy-to-let market and the purchase of second homes.
Making a statement
Posted by: Titlesolv
The country's housing shortage topped Chancellor Philip Hammond's Autumn Statement in November, who promised to deliver a housing market that works for everyone.
Buy-to-let under pressure
Posted by: Titlesolv
Buy-to-let lenders are facing a double whammy, and as a result, will start to stress-test buyers at a higher threshold from January 2017.
Interesting times for landlords
Posted by: Titlesolv
Landlords in the buy-to-let market have faced a double-whammy. Not only did the former Chancellor of the Exchequer introduce a new stamp duty land tax surcharge on buy-to-let properties in April, but as of 2017, tax relief on mortgage interest will be phased out to be replaced with a capped tax credit. If that wasn't enough, in response to new affordability checks currently under consultation by the Bank of England, some of the UK's biggest lenders including The Mortgage Works (TWM) and Barclays raised a key affordability threshold in the spring.
As industry braces for a buy-to-let surge, beware the risks of rushing
Posted by: Titlesolv
With implementation of additional stamp duty approaching, leading property risk management expert urges risk management diligence
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