Buy-to-let under pressure
Posted by: Titlesolv
Buy-to-let lenders are facing a double whammy, and as a result, will start to stress-test buyers at a higher threshold from January 2017.
Equity relief for the older borrower
Posted by: Titlesolv
Despite their increasing prevalence, older people frequently faces age-biased lending criteria, often making borrowing difficult. The growing popularity of equity relief may provide the solution however.
Holding profit margins: reducing the pressures imposed by peer to peer lending
Posted by: Titlesolv
Average deposits for house purchases now sit at just under the average annual salary, which means that more capital is needed to be raised for the purposes of individual or buy to let purchases. As a result, buyers are looking to alternative sources of revenue, including financial assistance from parents and peer to peer loans.
The Dimensions of Risk: Fighting Fraud
Posted by: Titlesolv
In the first of a series of articles for Bridging & Commercial, Titlesolv's Harcharan Lidher explores one of the key elements of risk for the lending community: fraud.
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