Holding profit margins: reducing the pressures imposed by peer to peer lending
Posted by: Titlesolv
Average deposits for house purchases now sit at just under the average annual salary, which means that more capital is needed to be raised for the purposes of individual or buy to let purchases. As a result, buyers are looking to alternative sources of revenue, including financial assistance from parents and peer to peer loans.
Property fraud claims increasing
Posted by: Titlesolv
Despite efforts to combat fraud in property transactions, nearly 10 million pounds worth of compensation claims were received by the Land Registry last year.
Providing strong foundations?
Posted by: Titlesolv
The Government's proposed planning and housing sector reforms attempt to address the housing shortage, but what do they signify for housebuilders and what are some of the corollary implications for funders and solicitors who act for these parties?
The Insurance Act: reflections on consolidation
Posted by: Titlesolv
The Insurance Act 2015, when it comes into force in August 2016, will bring the principles on disclosure, warranties and fraud for commercial insurance in line with those already introduced for consumer insurance by the Consumer Insurance (Disclosure and Representations) Act 2012.
The return of mainstream lenders: threat...or opportunity?
Posted by: Titlesolv
Over the past few years, increased regulation of the bridging finance industry has placed mounting pressure on lenders to retain market share and improve the bottom line. According to a recent article published in the Financial Times, the major banks are returning to the large loan market and this brings fresh challenges for the industry.
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